Money is a resource that is frequently need for the goals you want to reach. Here are some ways to maximize your financial resources.
Think carefully before making any purchase- make a list of questions to ask before buying to carry in your wallet and refer to it to avoid impulse buying.
Use credit wisely as a good credit record is very important. You are entitled to a free annual credit report. Don’t spend more than you take in. Don’t incur more debt than you can handle. Do pay the balance on your credit card each month to avoid interest fees.
Have a bill paying system to ensure that bills are paid on time.
Print Uncle Bill’s Bill Manager (pdf)
Set up files…two helpful resources:
Learn more about managing money at www.mymoney.gov and Money 101 from CNN. More financial tools at Mind Your Finances. Explore resources at USAA Educational Foundation. Financial Literacy course from Open2Study.
BOOK: One Year to an Organized Financial Life by Regina Leeds